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What Debts Remain After a Chapter 13 Discharge?

April 26, 2017Chapter 13 debts Discharge remain

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What Debts Remain After a Chapter 13 Discharge?

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A Chapter 13 discharge affects only those debts provided for by the plan. Any debts not provided for in the plan will remain, and the debtor will have to pay them in full, even after discharge. Additional exceptions to a Chapter 13 discharge include, generally, claims for spousal and child support; educational loans; drunk driving liabilities; criminal fines and restitution obligations; and certain long-term obligations, such as home mortgages, that extend beyond the term of the plan.