WHAT DEBTS ARE NOT DISCHARGED IN BANKRUPTCY?
If your discharge in bankruptcy is granted, in most circumstances all of your debts will be discharged except the following list, which is intended to be only an outline of most debts that are not discharged. • Taxes due within the last three years or taxes not assessed because of fraud. • If the bankruptcy court so rules, debts for obtaining money, property, services, or an extension, renewal, or refinancing of credit by means of false pretenses, fraud, or a false financial statement used with intent to deceive. • Debts not listed on your bankruptcy papers, unless the creditor had knowledge of the case in time to file a claim. • If the bankruptcy court so rules, debts for fraud, embezzlement or larceny. • Debts for domestic support obligations (alimony, maintenance or support). • If the bankruptcy court so rules, debts for intentional injury. • Debts for certain fines and penalties payable to governmental units. • Debts for student loans that were insured by a governmental agency, unl
The following debts are not discharged in a Chapter 7 bankruptcy proceeding: • debts not listed on the creditor list filed with the court • certain taxes • a claim based on money, property, services, or credit obtained by fraud or false pretenses. This involves a situation where there were misrepresentations made to the creditor that were false and/or fraudulent such that the creditor can legitimately argue that the extension of credit would not have been made had the creditor been told the truth. This includes misrepresentation of income, marital status, home ownership status, and other forms of fraud and false pretense. • consumer debt of more then $1,000.00 for luxury goods or services to a single creditor incurred within 60 days of the petition date • cash advances of more than $1,000.00 under an open-end credit plan made within 60 days of the bankruptcy filing • damages for willful or malicious injury • alimony, child support, and certain other court-ordered marital debts • any de
If your discharge in bankruptcy is granted, in most circumstances all of your debts will be discharged except the following list, which is intended to be only an outline of most debts that are not discharged. · Taxes due within the last three years or taxes not assessed because of fraud. · If the bankruptcy court so rules, debts for obtaining money, property, services, or an extension, renewal, or refinancing of credit by means of false pretenses, fraud, or a false financial statement used with intent to deceive. · Debts not listed on your bankruptcy papers, unless the creditor had knowledge of the case in time to file a claim. · If the bankruptcy court so rules, debts for fraud, embezzlement or larceny. · Debts for domestic support obligations (alimony, maintenance or support). · If the bankruptcy court so rules, debts for intentional injury. · Debts for certain fines and penalties payable to governmental units. · Debts for student loans that were insured by a governmental agency, unl
