What debts are not dischargeable in a Chapter 7 bankruptcy?
Most tax debts are nondischargeable, but there are exceptions. If the tax is for individual income tax and it is older than 3 years, there is a good chance that the tax debt could be discharged in a Chapter 7. There are all kinds of exceptions to this rule, so finding an attorney that knows all of the twists and turns of the tax laws is advisable. Under the new bankruptcy laws, all student loans (even non-governmentally backed student loans) and all domestic support payments are nondischargeable. Other debts that are nondischargeable include but are not limited to debts incurred due to fraud, personal injuries caused while driving under the influence of drugs or alcohol, and recent credit card purchases incurred right before the filing of the Chapter 7.
