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What Credit Score is Needed for a Mobile Home Mortgage?

April 26, 2017Credit score Mobile home mortgage needed

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What Credit Score is Needed for a Mobile Home Mortgage?

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JCF Lending Group is an A paper lender and we require good to excellent credit. Currently, our minimum credit score for purchase financing is an Equifax 660, straight refinance Equifax 660 and cash out or consolidation requires an Equifax score of 700+. Mobile Homes 1970 – 1975, in California only, requires an Equifax 700, for both purchase & refinance. JCF primarily uses Equifax Credit, but may also use Experian and Trans Union. We will look at lesser scores on a case by case basis. In all situations, you must have a minimum of 4 years of credit history in order to qualify for a mobile home mortgage. There are no exceptions.