What CRC Term riders are available and how much do they cost?
There are two available CRC Term riders. The Accelerated Death Benefit Rider (not available in all states) is offered at no additional cost. The Accelerated Death Benefit Rider allows for early payment of a portion of the basic policy’s death benefit upon receipt of medical proof that the insured is terminally ill and if certain conditions are met. The Waiver of Premium Rider is available at an additional cost during the application process. This second rider waives all policy premiums if you become disabled for an extended period of time as defined in the rider. If you’re still disabled at the end of your policy term, we’ll exchange your policy automatically for a whole life plan and waive all policy premiums as long as you’re disabled.
