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What could the difference between a lower division transfer and an upper division transfer status mean to me?

April 26, 2017division lower mean Status transfer Upper

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What could the difference between a lower division transfer and an upper division transfer status mean to me?

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Students who are admitted as upper division transfer students enter the university as juniors or seniors and are eligible for more financial aid than lower division transfer students, who are either at freshman or sophomore level when they enter CSUSB.