WHAT CONSTITUTES A PROPER DECLINATION STATEMENT?
Declinations must be obtained from insurance companies that are licensed to write workers’ compensation insurance in Minnesota. Employers who have had coverage in the voluntary market must be declined coverage by their current/latest insurance company unless a non-renewal or cancellation notice has already been filed with the MWCIA. It is improper for an employer to cancel their existing coverage to voluntarily place their business in the Plan.