What constitutes a claim that should be reported to TMLT?
According to the TMLT policy language, a “claim” means (a) the receipt by the Named Insured of a summons or citation in a lawsuit, (b) the receipt by the Named Insured of a written notice of claim sent pursuant to applicable law or (c) the receipt by the Named Insured of a written demand from a patient or representative of such patient, provided the lawsuit, notice of claim or written demand from a patient seeks compensatory damages because of injury resulting from an insured incident occurring on or after the retroactive date of this policy. A claim directed to any insured under this policy does not constitute a claim against any other physician or entity even if the other physician or entity is insured by the Trust or any of its subsidiaries under the same or different policies. A request for medical records or copies of medical records is not a claim. However, even if there is no “claim” as defined above, please do not hesitate to contact a TMLT claims representative to discuss an u
