What constitutes a bodily injury claim?
My answer to that is, negligence. Negligence means carelessness or the failure to use due care. If you are careless, and your carelessness causes injury to another person to whom you have “duty of care”, you may liable to pay any damages which may result from the injury caused by your carelessness. A person may be considered “careless” or “negligent” if they do not use the kind of “due care” that is appropriate to the particular situation in question. Usually the law requires that individuals exercise the same kind of due care that a reasonable person would exercise under saying circumstances. This is called reasonable man or reasonable person standard.
