What classes are required before and after filing a bankruptcy?
Every consumer who files Chapter 7 or 13 bankruptcy is required take a credit counseling “briefing” within 180 days PRIOR to filing their bankruptcy and file a certificate of compliance. There is a provision for emergency situations, but they still must prove that they tried to obtain the class within the last 5 days of filing, but they must take the class and file a certificate of compliance within 30 days after filing their bankruptcy Petition. There is also a budget class that must be taken within 45 days after filing your bankruptcy. Failure to do so will result in additional fees and costs in order to get your discharge in your bankruptcy. There will be fees charged for those classes, unless you cannot afford to pay such fees. Before filing bankruptcy you must take one class called credit counseling. After filing your bankruptcy you must take a class called Personal Financial Management.
Every consumer who files Chapter 7 or 13 bankruptcy is required take a credit counseling “briefing” within 180 days PRIOR to filing their bankruptcy and file a certificate of compliance. There is a provision for emergency situations, but they still must prove that they tried to obtain the class within the last 5 days of filing, but they must take the class and file a certificate of compliance within 30 days after filing their bankruptcy Petition. There is also a financial management class that must be taken within 45 day s after filing your bankruptcy. Failure to do so will result in additional fees and costs in order to get your discharge in your bankruptcy. Warning about all these credit counseling companies – their information regarding bankruptcy is often not accurate. You must talk to a bankruptcy attorney in your State. Before filing bankruptcy you must take one class called credit counseling: We will help you get started. BEWARE: YOU MUST TAKE THIS CLASS BEFORE THE ACTUAL DAY TH
Every consumer who files Chapter 7 or 13 bankruptcy is required take a credit counseling “briefing” within 180 days PRIOR to filing their bankruptcy and file a certificate of compliance. There is a provision for emergency situations, but they still must prove that they tried to obtain the class within the last 5 days of filing, but they must take the class and file a certificate of compliance within 30 days after filing their bankruptcy Petition. There is also a budget class that must be taken within 45 day s after filing your bankruptcy. Failure to do so will result in additional fees and costs in order to get your discharge in your bankruptcy. There will be fees charged for those classes, unless you cannot afford to pay such fees. Warning about all these credit counseling companies – their information regarding bankruptcy is often not accurate. You must talk to a bankruptcy attorney in your State. Before filing bankruptcy you must take one class called credit counseling. After filing
