What claims do Michigan motorcyclists have for damage to their motorcycles?
After a Michigan motorcycle wreck, the owner of the motorcycle can only receive payment for the damage of the motorcycle from his own insurance company. In order to have an insurance company pay for the repairs of the motorcycle or the replacement value of the, the biker must have purchased collision coverage. The biker’s deductible is not collectible from the other driver or his insurance company. There are exceptions: a couple include if the other vehicle that hit you with the motorcycle or if you are motorcycle was reasonably parked the other guy’s insurance company may pay for the damage.
