What changes to a grandfathered plan will cause the plan to lose its grandfathered status?
Here are some events that will cause a plan to lose its grandfathered status: • An individual does not renew the current grandfathered plan from the same carrier • A grandfathered plan offered by an employer no longer has any membership • Elimination of all or a majority of all benefits to diagnose or treat a particular condition (including elimination of any necessary element to diagnose or treat the condition) • Adding an overall annual limit on the dollar value of benefits to a plan that had no overall annual or lifetime limits on March 23, 2010 • Adding an overall annual limit on the dollar value of benefits which is lower than the dollar value of the lifetime limits that were in effect on March 23, 2010 • Decreasing the dollar value of an overall annual limit below the level in effect on March 23, 2010
