What Carriers does Spectrum represent and what are their A.M. Best Ratings?
• Zurich American Insurance Company (25 to 99 employee lives only) …… o NAIC #: 27855 …… o A.M. Best #: 03565 …… o A.M. Best Rating: A (Excellent) …… o Financial Size Category: XV ($2 billion or more) …… o www.zurichna.com • Companion Life Insurance Company (100 employee lives or more) …… o NAIC #: 77828 …… o A.M. Best #: 08064 …… o A.M. Best Rating: A+ (Superior) …… o Financial Size Category: XI ($750 million to $1 billion) …… o www.companionlife.com (Back to Top) 5. Are Spectrum’s Stop Loss Carriers available through other stop loss sources? Yes. Zurich American Insurance Company is available on a direct basis for cases with 100 or more employee lives and through one MGU for ASO business. Companion Life Insurance Company is available through several other MGUs. (Back to Top) 6. What are Spectrum’s reinsurance arrangements? Effective January 1, 2006, Spectrum’s reinsurance is structured as follows: • On the Zurich American Insurance Company prog