What benefits are available for student credit cards?
In this section: • Introduction • –>Credit Card Guide–> • Student Loan Guide • Savings Account Guide • Other Resources Credit cards are the most convenient source of credit – however that convenience comes at a cost. Our plastic pals have some of the highest interest rates and fees among financial products. However, clever management coupled with the best card for your needs makes the prospect of never paying a cent on your credit card very real. Many people shudder at the thought of owning a credit card – The two most common reasons we hear for not owning a credit card are: • ‘I don’t trust myself with one’ and • ‘I can’t afford a credit card’ If you truly believe you don’t have the discipline to manage ‘someone else’s money’, then you may be better off being patient and earning the money yourself. This is up to you to decide. If you never plan to make online, phone or overseas purchases then on the surface there’s little reason for credit card ownership. However, there are advantag
