What banking services safeguards does Merrill Lynch have in place to protect my personal information?
• We offer clients Early Fraud Warning — designed to identify potential fraud if unusual or abnormal patterns are detected in your account. • We offer “Verified by Visa” — a program that protects your Visa card with a password you create, giving assurance that only you can use your Visa card online. • We offer Zero Liability Fraud Protection — you are 100% protected from unauthorized purchases. • We provide Visa cards with a Cardholder Verification Value — this is the special three-digit code that is printed on the back of your credit card. If you are making a transaction online or on the phone, you may be asked to enter this special three-digit code. In the event someone has stolen your credit card number (but not your actual physical card), they can’t make purchases online. • We offer Web Bill Pay — using the highest standards of encryption so you can be assured that your payments will arrive safely and securely and that we will always keep your information privat
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