What automobile insurance coverages are mandatory?
State law requires all Missouri motorists to have at least three coverages. They are Bodily Injury, Property Damage, and Uninsured Motorist coverage. These are the only coverages mandated by the state. If your vehicle is financed, your lender may require that you buy two more coverages: Collision and Comprehensive (Other than Collision). These will protect you and the lender if your vehicle suffers damage or loss.
