What assumptions does each scenario make?
A. In the Death scenario the client or spouse will assume to die first of next year. Their incomes will stop, premiums to insurance policies will stop, contributions to qualified plans will stop and life insurance will pay out. Then all reports will reflect the impact of these assumptions. The Text report will generate a one page Word report with a basic life insurance analysis. You can edit this report to reflect your recommendations. A Disability scenario is similar, except disability benefits are paid out and life insurance premiums continue.
