What are Waiting Periods?
A Waiting Period starts from the date you join health insurance. During a Waiting Period you are not covered and will not receive any benefits for the types of treatment affected by the Waiting Period. Once the Waiting Period is over, you will receive the full benefits listed under your level of cover for that treatment type. All hospital covers have 12 month Waiting Periods for pre-existing ailments and pregnancy (childbirth), where applicable. If you transfer to from another health fund on an equivalent level of cover we will honour all the Waiting Periods you have already served for benefits on your new cover that you had on your old cover when we receive confirmation of your previous membership and level of cover, but you will need to join within one month of leaving the other fund. Where your level of cover with Mutual Community differs from your cover with your old fund, the lower level of benefits applies for pre-existing ailments in the first 12 months. When you upgrade to a hi
A. Waiting differ by state. A waiting period is a period of time immediately following your effective date that begins once a policy is effective and can last up to 90 days from that date. Not all conditions on policies have waiting periods. In the event of a diagnosed condition during the waiting period, a small portion of the benefit amount or ROP will be paid as the benefit.
A waiting period is the amount of time you must serve as a member before claiming certain services. Waiting periods ensure our services are used fairly. They prevent members upgrading, downgrading or cancelling their cover to use specific services at minimum costs. By avoiding this, we can offer a more consistent service, at lower premiums, for everyone. Waiting periods apply to: • New members • Existing HCF members who upgrade to a higher level of cover or reduce excess payable.
A Waiting Period starts from the date you join health insurance. During a Waiting Period you are not covered and will not receive any benefits for the types of treatment affected by the Waiting Period. Once the Waiting Period is over, you will receive the full benefits listed under your level of cover for that treatment type. All hospital covers have 12 month Waiting Periods for pre-existing ailments and pregnancy (childbirth), where applicable. If you transfer to from another health fund on an equivalent level of cover we will honour all the Waiting Periods you have already served for benefits on your new cover that you had on your old cover when we receive confirmation of your previous membership and level of cover, but you will need to join within one month of leaving the other fund. Where your level of cover with Australia differs from your cover with your old fund, the lower level of benefits applies for pre-existing ailments in the first 12 months. When you upgrade to a higher le
A Waiting Period starts from the date you join health insurance. During a Waiting Period you are not covered and will not receive any benefits for the types of treatment affected by the Waiting Period. Once the Waiting Period is over, you will receive the full benefits listed under your level of cover for that treatment type. All hospital covers have 12 month Waiting Periods for pre-existing ailments and pregnancy (childbirth), where applicable. If you transfer to from another health fund on an equivalent level of cover we will honour all the Waiting Periods you have already served for benefits on your new cover that you had on your old cover when we receive confirmation of your previous membership and level of cover, but you will need to join within one month of leaving the other fund. Where your level of cover with HBA differs from your cover with your old fund, the lower level of benefits applies for pre-existing ailments in the first 12 months. When you upgrade to a higher level of
