What are VISA checkcard “signature-based” transactions?
Signature-based VISA checkcard transactions are those in which you make purchases at merchants and provide your signature on a transaction slip. You do not use your PIN to complete the transaction. Simply request that the transaction be processed as a “CREDIT” transaction rather than a “DEBIT” transaction. Debit transactions require a PIN while credit transactions require a signature. At some merchants, CREDIT transactions under $25.00 do not require a signature, but will still earn points. (You should always process transactions as CREDIT to avoid a $1.00 transaction fee associated with DEBIT transactions.) Online purchases also earn points when using your VISA Ultimate Checkcard.
