What are Visa check card “signature-based” transactions?
Basically, it’s whenever you make a purchase with your Credit Union 1 Visa check card and you don’t input a set of numbers (commonly called a PIN) to complete the transaction. Usually, this means you sign for your purchase at a store, though online purchases also count if you select Visa as the card type. To be sure you’re making a signature-based transaction in a store, when they ask you the “debit or credit?” question, say “credit.
