What Are the Wage Garnishment Laws in Illinois?
As you know, I file bankruptcy cases in Missouri and Illinois—but the laws differ from state to state. While you may know the wage garnishment laws in Missouri, you may not know that they are different in Illinois. First, it is called a wage deduction in Illinois instead of a wage garnishment. This may be important to note if you are receiving a notice that your wages have been the subject of a deduction request by a creditor. They can typically take 15% of your gross weekly wages. If you make 45 times the federal minimum hourly wage, they can take more. Fortunately in Illinois, as in Missouri, an employer cannot fire or suspend you because your earnings have been garnished. While the laws are similar to Missouri, the rates differ. While the standard wage deduction in Illinois, at 15%, is lower than Missouri’s standard wage deduction, at 25%, the wage deduction for a head of household in Illinois remains at 15% and Missouri’s decreases to 10%. It is important to note that a bankruptcy
