What Are The Various Budgeting Tools?
Some of the budgeting tools that can prove handy to you are: 1. Price comparison calculator (Compare prices of various products and services) 2. Savings calculator (Allows you to calculate how much you can save) 3. Work sheet planner (A good way to assess how much you can spend) 4. Debt to income calculator (An important ratio that measures what you owe against your income) You will come across many advertisements that claim offering free debt consolidation programs. The newspapers and the internet are flooded with scores of such ads. The benefits these ads claim are sometimes too good to be true. Remember when companies advertise debt consolidation, it generally means free counseling or advice at the first instance. All subsequent services will have to be paid for. Many payments will be cloaked under various heads such as voluntary contributions, application fees, hidden percentages, one time fees, etc. So look out and tread carefully before you hook on to any company for debt consoli
