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What are the transaction fees associated with the Cash & Check Card and how do I avoid them?

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What are the transaction fees associated with the Cash & Check Card and how do I avoid them?

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For credit purchases, no fee will be assessed if you use the Cash & Check Card as credit. Simply select “Credit” when the terminal asks for your card type. If the terminal also asks if you know your PIN answer “No.” You will sign the sales slip to authorize the transaction; your PIN is not necessary. If you use the Cash & Check Card as an ATM/Debit card, for purchases, the terminal will need your PIN number to authorize the transaction. A $1.00 fee applies. (This option may allow you to get additional cash back, if the merchant permits.) This fee may is wavied for Illini Advantage PLUS and Eco-Checking accounts). If you use the Cash & Check Card at an ATM, for cash or other transactions, the terminal will need your PIN number to authorize the transaction. No fee applies at UIECU ATMs. At other machines, a $1.00 fee applies plus any applicable surcharges from other financial institutions may apply. This fee may be waived for some accounts, see your Terms & Disclosures for details.

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