What are the three most important things I should know regarding insurance BEFORE I leave for my program abroad?
• You should bring your medical insurance card (provided in your electronic confirmation packet which you can print) and a copy of the complete Accident and Sickness Insurance Plan brochure (found online at the link above). • If you have a pre-existing condition, you will want to contact AIG Travel Assist to get a list of doctors and hospitals in the area where you will be located. • You should leave a copy of your medical insurance card and complete online Accident and Sickness Insurance Plan brochure with a family member in case there is a medical emergency and your parents need to contact AIG Travel Assist or the attending physician. What is the difference between Health Special Risk and AIG Travel Assist? Health Special Risk is the claims paying company. If you have to go to a doctor or hospital, you will need to pay in full (cash or credit card usually), and then once you get a detailed final bill, you must submit it to Health Special Risk with a claim form to have the amount reim
