What are the steps involved in taking out a loan?
Firstly, we will ask you a few key questions about what you are looking for in a loan and some details about your personal financial position. From this we will filter loans from our extensive panel of lenders to find a loan to suit your needs. We will give you details of the proposed loan and assist you in completing the application and gathering the information required for the lender. We will then lodge the application to the lender for you.The loan application will be assessed by the lender, generally within 48 hours, and an initial decision will be given. If a valuation of the security property is required, this will now be ordered. A valuer may need to contact you to gain access to the property. We will contact you if there are any further requirements from the lender to provide full approval and will inform you once the loan has been approved. A letter of offer and mortgage documents will then be sent to you or your solicitor from the lender or their settlement agent generally w
