What are the steps involved in buying my home?
The steps will differ slightly whether you re buying your first home or buying “up”. First timers will have a few extra steps, as will those buying a condo. The steps are outlined here below. Please keep in mind that a number of these items will happen simultaneously and not necessarily in this order. Find yourself One Good Realtor and discuss what you re trying to do. Get pre-qualified with Loan Officer, get answers to all finance questions. View homes available. Choose one that best fits overall, not just in price. Make an Offer (contracts, disclosures, earnest money, terms, 90% letter). Conduct all inspections on home ($200-$400) and request repairs if any. Take any required classes. Resale certificate is ordered for your review and signature. Sometimes documents, like the “As-Built Survey”, need updating. Appraisal ordered. Sometimes more negotiations & verifications needed. Title is opened. You get loan approval. You line up your insurance. Schedule utilities to be put in your nam
