What are the steps in buying a home?
Buying a home requires careful planning because it is one of the biggest investment one can make. It becomes more critical when you are not familiar with the area that you are moving into. Here in the Tampa area, there are many eye-catching communities that gets new home buyers really excited. But watch-out, some communities may not look what they seem. As one who is familiar with the new communities in the area, I can educate you and help you in your decision. Whenever I am going to make a major purchase, I always check my credit history by getting a credit report through a reputable credit reporting agency like Equifax. This is assuming that your are getting a loan. I usually do this much earlier so I can buy time to fix any bad credits or unexpected discrepancies in the report. But if your are confident of your credit rating then you can walk into your lender with confidence. Next, get pre-qualified or better yet, pre-approved by a reputable financial institution or lender (most len