What are the steps for determining the physical damage base rates for commercial trucks, tractors and trailers?
It’s extremely important that you read the headings on the pages to make sure that you have picked up the appropriate rate. By following these steps, finding the correct rate page should be a snap. Physical Damage on Local or Intermediate Trucks, Truck-Tractors and Trailers: Determine if the risk is fleet or non-fleet. Determine if the vehicle is capable of dumping its load. Now find the rate page (by reading the headings) that fit these variables. For Physical Damage on Zone Rated Trucks, Truck-Tractors and Trailers: Determine if the vehicle is capable of dumping its load. Now find the column (by reading the headings) that fits this variable. Rate all tractors as being capable of dumping their load.
