What are the special rules for determining whether a health plan that is a network plan meets the requirements of a HDHP?
A network plan is a plan that generally provides more favorable benefits for services provided by its network of providers than for services provided outside of the network. In the case of a plan using a network of providers, the plan does not fail to be a HDHP (if it would otherwise meet the requirements of a HDHP) solely because the out-of pocket expense limits for services provided outside of the network exceeds the maximum annual out-of-pocket expense limits allowed for a HDHP. In addition, the plan’s annual deductible for out-of- network services is not taken into account in determining the annual contribution limit. Rather, the annual contribution limit is determined by reference to the deductible for services within the network.
Related Questions
- What are the special rules for determining whether a health plan that is a network plan meets the requirements for an HDHP?
- What are the special rules for determining whether a health plan that is a network plan meets the requirements of an HDHP?
- What are the special rules for determining whether a health plan that is a network plan meets the requirements of a HDHP?