What are the signs of identity theft?
Stay alert for the signs of identity theft, like: • accounts you didn’t open and debts on your accounts that you can’t explain. • fraudulent or inaccurate information on your credit reports, including accounts and personal information, like your Social Security number, address(es), name or initials, and employers. • failing to receive bills or other mail. Follow up with creditors if your bills don’t arrive on time. A missing bill could mean an identity thief has taken over your account and changed your billing address to cover his tracks. • receiving credit cards that you didn’t apply for. • being denied credit, or being offered less favorable credit terms, like a high interest rate, for no apparent reason. • getting calls or letters from debt collectors or businesses about merchandise or services you didn’t buy. How do you find out if your identity was stolen? Unfortunately, many consumers learn they their identity has been stolen after some damage has been done. • You may find out wh
