What Are The Signs Of An Overspending Habit?
• You think you’re on budget. However, at the end of the month, you use your credit card to pay your electric bill. • Whenever you get a raise or promotion, your expenses automatically rise instead of your savings increasing. • Your closets and electronics stands are fuller than your retirement account. • Your car is the fanciest on your block, but you can’t afford to fix your home’s air conditioner. Once you’ve admitted you have a problem, use these helpful tips to trim your bottom line. Have Spending Diversions Ready Excess spending is sometimes the result of a temporary impulse to fill some time, especially with the ease of online shopping. If you’re thinking about shopping, you might want to call a friend, take a walk, read a good book or lose yourself in a reality TV program. You don’t want to spend hundreds of dollars because you’re bored. Give Yourself Time to Feel Full Spending sprees are more common than you might think. The purchase of a needed item is often followed by addit
