What are the rules about having debt when you join the uk army?
As part of the Security Check, the Defence Vetting Agency run a credit check with Experian. Besides having monthly outgoings below 50% of projected net monthly income, defaulted payments, unresolved CCJs & undischarged bankrupty are a potential bar to entry. The advice is to address these issues prior to applying & providing outgoings are within acceptable parameters & creditors are willing to provide a letter of satisfaction, the application can be processed. Individuals with large debts can, in desperation, become security risks because they may choose to sell information to the “ill disposed” or sell stories to the press, borrow off friends & neglect to pay back, or even possibly turn to theft to help pay debts. People who have financial problems that have not been addressed invariably have issues that need to be resolved before they join – this doesn’t mean the debt must be fully repaid but it means it needs to be responsibly managed within acceptable limits by the debtor to to sat
