What are the requirements to file Chapter 13?
You must be eighteen years old and a legal resident of the U.S. You must have a certificate from a federally approved credit counseling agency. Your debt must fall within a certain range. This range is adjusted periodically. In general, you cannot have more than approximately $1 million in secured debt (debts for which you have pledged collateral) and you cannot have more than approximately $330,000 in unsecured debt (debts for which you did not pledge collateral…credit cards, medical bills, etc).
