What are the requirements in Pennsylvania for automobile insurance?
Pennsylvania requires owners of registered vehicles to carry liability insurance with the minimum requirements of $15,000.00 per person $30,000.00 per accident for bodily injury and $5,000.00 for property damage. If you lease a vehicle, often the leasing company will require liability limits of $100,000.00 per person $300,000.00 per accident for bodily injury and $50,000.00 for property damage. In addition, Pennsylvania requires $5,000.00 in medical expense coverage. Do I need comprehensive and collision coverage? If the vehicle is financed or leased you will need comprehensive and collision coverage. Comprehensive coverage provides protection from losses because of fire, theft, vandalism, or hitting an animal. Collision coverage provides protection from a loss because of hitting another vehicle. Even if the vehicle is not financed or leased, you may want to have comprehensive and collision coverage (especially if you own a newer vehicle). If you decide to purchase comprehensive and co
