What are the requirements for reimbursements for over-the-counter (OTC) medicines and drugs?
A. OTC medicines & drugs qualify for the Medical FSA if purchased to treat an existing or imminent medical condition. Items purchased to treat an existing or imminent medical condition can be claimed but the participant must indicate on the claim submission what medical condition is being treated. Items such as vitamins, herbs or nutritional supplements are considered to be expenses incurred for general good health purposes and do not typically qualify for reimbursement through your FSA .
A. OTC medicines & drugs can qualify for the Medical FSA if purchased to treat an existing or imminent medical condition. As of January 1, 2011, The Health Care Reform legislation has directed that many over the counter (OTC) medications will no longer be reimbursable with Flexible Spending Account funds, unless purchased in conjunction with a physician’s prescription. Items purchased to treat an existing or imminent medical condition can be claimed but the participant must indicate on the claim submission what medical condition is being treated and the prescription. Items such as vitamins, herbs or nutritional supplements are considered to be expenses incurred for general good health purposes and do not typically qualify for reimbursement through your FSA .
