What are the reasons to seek a legal separation instead of a divorce?
Many people want a legal separation because they have hopes of reconciliation and don’t want to end their marriage. Other people must seek a legal separation as a first step in getting a divorce because they lack any other ground for divorce. Finally, some people enter into a separation agreement so that one spouse can remain covered under the other spouse’s health insurance policy. Since many medical plans allow coverage for spouses who remain married but are legally separated, in some cases using a legal separation instead of a divorce can save money by keeping both spouses on one medical plan.