What are the questions, answers on requiring health insurance?
Should the federal government require virtually all Americans to be insured or face thousands of dollars in fines? Proponents say this requirement is crucial to extending coverage and reining in costs as Massachusetts has done. Critics say it would impose an unfair burden on individuals and families already struggling in harsh economic times. A look at the issue in question-and-answer form: ___ Q: What’s being proposed? A: Democratic Sen. Max Baucus of Montana, chairman of the Senate Finance Committee, is proposing that, as part of any overhaul, insurance be mandatory for all Americans, much the way car owners are required to have auto coverage. People making up to three times the federal poverty level — about $66,000 for a family of four and $32,000 for an individual — would be eligible for tax credits to help cover the cost of premiums. Those who fail to get insurance would face stiff fines, from $750 a year for an individual to $1,500 for families. The maximum penalty on individuals
