What are the penalties if I do not obtain worker’s compensation insurance?
Not obtaining worker’s compensation insurance in Indiana is a Class A criminal infraction. Also if an employee is injured when an employer does not have insurance the board may award: a) Compensation not to exceed double the compensation provided by this Act; b) Medical expenses, and c) Reasonable attorney fees The employer may also be required to cease doing business in Indiana until they can show proof of insurance. Employers An employer who fails to carry insurance or self-insure its workers compensation liability commits a Class A infraction (IC 22-3-4-13 and IC 22-3-5-1). The WC Board could order: • Fine up to $10,000 • Compensation not to exceed double the compensation provided by this Act; • Medical expenses, and • Reasonable attorney fees • Employer to cease business in Indiana until proof of insurance shown The Board has an administrative procedure to refer an employer to a county prosecutor, who does have authority over the lack of coverage matter. Then, it is up to the prose
