What are the penalties for failing to have workers’ compensation insurance?
Failure to provide the required insurance is a disorderly persons offense and, if the failure was willful, a crime of the fourth degree. In addition, penalties for failure are assessed at up to $1,000 for the first twenty days and up to $1,000 for each ten-day period thereafter. Penalties are docketed as liens against the employer in the Superior Court and collection action is taken to prosecute those liens through seizure of property.