What are the minimum liability insurance and cargo insurance requirements for household goods carriers?
The minimum protection against liability is $250,000 for bodily injury to or death of one person; $500,000 for bodily injury to or death of more than one person; and $100,000 for damage to or destruction of property other than the property being transported; or a combined single limit in the amount of not less than $600,000. For additional information see General Order 100. The minimum cargo insurance coverage is $20,000 per shipment. Information about cargo coverage and rules concerning carrier liability for loss and damage of used household goods can be found in General Order 136. Insurance companies, brokers and agents may wish to view “Important Information for Insurance Providers” to learn about forms and procedures to use in making insurance filings.