What are the maximum limits that American Fidelity will pay for a covered item?
• Basic A maximum of $2,500 for diagnosis, repair or replacement Standard A maximum of $5,000 for diagnosis, repair or replacement Premium No maximum for diagnosis, repair or replacement Is there a limit to the number of service calls? No. There is no limit to the number of service calls you can submit during your contract term. What if my covered item can not be repaired? If AFHW determines that your covered item can not be repaired, it will be replaced with an item comparable to your existing item. Can I upgrade my existing covered item if it needs replacement? Yes. If your covered item is being replaced and you would like to upgrade, then you will have to pay the difference for the upgraded cost. Can American Fidelity deny a claim? Yes. American Fidelity may deny your claim if: • You submit a claim before your plan takes effect or after your plan has expired It is determined that the breakdown is not due to normal wear and tear Your appliance or system was not in proper working orde
