What are the maximum fees a bank can charge for such things as overdrafts, processing, in-sufficient funds, and unavailable funds, etc.?
There is no state or federal law that limits what a bank can charge for its fees. The banks’ policies regarding its fees should be available at each branch and should be provided at the time the account is opened. The open market normally dictates the limit of these fees as customers have the choice of what institution they wish to do business with.
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