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What are the limits to pre-existing condition exclusionary periods?

April 26, 2017condition exclusionary limits periods pre-existing

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What are the limits to pre-existing condition exclusionary periods?

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For fully-insured plans in California that you sign up for on time, the limit is 6 months. If you sign up late, that limit can be extended until 12 months. HMOs are allowed to have either a 6 month exclusionary period or a 2 month affiliation period, but not both.