What are the limits of cover on buildings and contents insurance?
For buildings insurance, LV= Frizzell offer a limit of cover of £1m. This is great peace of mind insurance cover as in most cases it takes away the risk of being under insured. You only need to let them know if the rebuilding cost of your home is more than this amount. For contents insurance, you can select the cover you require, which means LV= Frizzell insure you for the actual amount of contents you have within your home. To work out the correct amount you should be insuring your contents for, think about how much it would cost to replace them all as new today, except for clothing and household linen where you should deduct an amount for wear and tear.
