What are the liabilities in hosting fundraising events?
Depending upon the nature of the event, the risks can be high to very high. Certainly events that involve alcohol, fairs, concerts and vehicles all present a high element of risk to an event. Also involved in the risk assessment are Provincial Laws that dictate the process, safeguards and coverage that must be in place. Organizers of fundraising events should be aware that when other organizations or groups are requesting to use the Rugby Canada Insurance, they are attempting to use our insurance to assume the primary or secondary risk involved in the event. The Rugby Canada Insurance Program is currently in a very favourable financial position. This is primarily due to the fact that we have applied good risk management policies to the events that we host and have integrated these practices into our various programs. This was not always the case. A few years ago, Rugby Canada had a very difficult time in maintaining a solid insurance program. Several factors were involved, including la
