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What are the interest rates?

interest rates
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What are the interest rates?

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Interest rates will be based on you and your cosigner’s credit history and are generally stated as an index, such as Prime or LIBOR, plus a margin.

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We pass our low overhead and low cost infrastructure on to you in the form of some of the highest interest rates in the country. Please see our rates web page for further details.

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A very good question for which there is not a direct answer. Rates are based on your credit profile and the equity position of the loan. Auto Credit Express is full spectrum. We will get you the best rate based on your credit profile. The higher your credit rating and down payment the lower your rates will be. Also, the model year of the vehicle plays an important role. Rates generally increase 1 point per model year. The older the car, the higher the rate.

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Interest rates vary depending upon the numerous products offered and by the amount being financed, so if you would like to receive a specific quote, we encourage you to contact our Regional Manager in your area for a custom rate quote. For more general rate information or to apply today, either fill out our online loan application or contact the friendly people in our Credit Department at 1-800-805-4668.

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