What are the insurance implications? In general, does the congregation have to amend its policy?
Each local network carries general liability insurance. Because a congregation’s outreach ministry embraces participation in Family Promise, its regular property and liability policy generally covers the program. Thus most congregations find that they do not need extra insurance since the Family Promise program is considered to be an activity of the church such as Youth Sleepover or Friday Night Supper. To be sure, a congregation should contact its insurance agent.