What are the guiding principles of PPF’s investments?
TheThe guiding principles on investments are: – Safety: The Fund invests in areas with minimum risk; – Liquidity; A certain proportion of investments are held in assets that are easily convertible into cash; – Yield: Resources are committed to high yielding investments; and – Diversification: The Fund diversifies its investments for the purpose of spreading risks. By following the above principles, the Fund ensures that the members’ contributions are hedged against inflation while maintaining optimum liquidity levels to meet current financial obligations. These principles also ensure capital preservation, growth and appreciation and the balanced portfolio helps to avoid strains in times of unforeseen contingencies • Why does the Fund invest in properties? It It has been observed that investing in real estate is one of the safest and most viable areas of investments in the country. • How does the Fund involve members in investment decisions? All investment decisions are made by the Boar