What are the “gaps” with Medicare Part A and B?
A. Both Medicare Part A and B have deductibles and a percentage of EACH claim that are not covered. For example, an inpatient hospital admission would have an initial deductible of $776.00 and then a minimum of 20% of the remaining charges are not coverage by Medicare Part A. For Doctor visits, Part B, there is a $100.00 annual deductible, then a minimum of 20% of the remaining charges are not coverage by Medicare. The charges not covered by Medicare add up quickly and it is easy to see the importance of having a Medicare Supplement policy.
