What are the fractional number and the padlock icon?
The ‘fractional number is usually in the upper left portion of the check. It is two digits followed by a dash; followed by 1-4 digits: traditionally there was then a slash or line under these digits and another set of 1 – 4 digits. This formed a fraction hence the name fractional number. It consists of the 2 digit location code for the state, and the other digits are constructed from the bank routing number. Initial “Zeros” may be present or omitted by the printer, (52-0023/0765; 52-32-765;52-32 765; and 52-0032 0765) are all correct forms of a single bank fractional number. Different branches may have the same or different routing number. The padlock icon is the trademark of a private organization dedicated to improving check security. Its presence indicates that the user is a member and certifies its product to meet security standards beyond the requirements of the federal banking regulations and laws.
